This is the question people search for and the one the industry avoids answering. Size limits get published. Dollar figures do not. We read the wear-and-use documents from every major US finance arm and found a single fixed tariff in the entire market.

The only published lease return dent charges in the US

Stellantis Financial Services covers Chrysler, Dodge, Jeep, Ram, Fiat and Alfa Romeo. Its excess wear guidelines carry a full rate table, priced per item with a ceiling on each category.

Read the top row carefully. A single 2-inch dent costs $250. Three of them cost $750, and the fourth is free because the category is capped. That structure rewards nothing and punishes the first dent hardest.

A Jeep lease has two possible rulebooks

Here is the part that catches people. Stellantis vehicles in the US are financed through two separate companies, and they handle damage differently. The badge on the grille tells you nothing. The lender name on your contract decides everything.

Chrysler Capital sets its free-and-clear line at damage of two inches or less. Above that, the amount comes from a repair estimate rather than a table. A driver with two small dings can face $500 under one lender and nothing under the other.

What everyone else publishes instead of a price

The rest of the market publishes ceilings on waiver programs, which is a different thing entirely. A waiver is protection you buy or earn through loyalty, and its number caps what the lender will forgive. It says nothing about what a dent costs.

A $10,000 ceiling reads like protection against a catastrophe. In practice the charges it absorbs are small and numerous. Reading those figures as a price guide is the most common mistake in this whole subject.

Why no one else prints a number

The amount is set after inspection, and inspection happens at the end. A third-party assessor measures the damage, the lender applies its own repair schedule, and the invoice arrives afterwards. Publishing a tariff in advance would lock the lender into a figure it has not yet calculated.

Porsche states that its detailed guide reaches the lessee by mail 60 to 90 days before lease end and is not posted online. Subaru blocks its wear page from automated access. Volvo replaced its criteria page with a note that the guide is being updated. None of that is unusual, and none of it helps a driver planning ahead.

Repair against charge, in real numbers

Paintless dent repair in Florida runs $100 to $200 for a door ding, $200 to $400 for a medium dent and $400 or more for large damage. Aluminum panels add $50 to $150. A dent that has cracked the paint falls outside paintless work and moves to body shop rates of $400 to $800 per panel, with paint pushing that past $800.

Set that against the one published lender figure. A 2-inch dent on a Jeep financed through Stellantis Financial Services costs $250 at turn-in. The same dent repaired beforehand sits in the $200 to $400 band, and it leaves no charge on the closing invoice. Our Florida dent repair cost breakdown covers how those ranges move with panel and damage type.

One warning that appears in the lender documents themselves. Honda counts poor touch-up as damage in its own right, and several lenders charge for improper repair separately from the original defect. A failed home attempt gets billed twice. We covered the failure modes in our piece on DIY dent removal.

Before you decide anything, check your dent against the published limits in our brand-by-brand size threshold table. If it clears the line, there is nothing to pay and nothing to fix. Drivers turning in near Collier County can start with our Naples lease return page.

Lease return dent charges FAQ